Download Our Free Guide: Top 10 Things to Consider When Hiring a Mortgage Broker in Toronto

Don't get overwhelmed by the process of finding the right mortgage broker for you. Download our free guide to learn the top 10 things to consider when making this important decision. Our guide will provide valuable insights and knowledge to help you choose the right mortgage broker in Toronto and ensure you get the best mortgage for your specific needs. Don't miss out; download our guide today!

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Home Purchase

Well-Connected and Access to Numerous Lenders

As a mortgage broker, Mortgages By Erin has access to countless lenders, major banks, and credit unions. With a strong lender alliance, Mortgages By Erin has built and maintained relationships with several lending partners over the years to secure preferential pricing for new and existing clients.

I was feeling very discouraged being told by a few sources that they could not qualify me for a mortgage. I contacted Erin (recommended by a friend), explained my financial situation and my goals for purchasing my first home. She was able to qualify me in a relatively short time and even secured a lower interest rate! Working with Erin and Kandis was such a good experience. They were on top of things every step of the way. They took a lot of stress out of the whole process and made things clear and easy to understand. I would recommend Mortgages By Erin to anyone looking to buy a home. 10/10 experience. Thank you very much!!

- Lesley W., Toronto

Mortgage Brokers Toronto

Unmatched Customer Service

Mortgages By Erin's goal is to provide the tools to help you make financially sound decisions that you are comfortable with and fully understand. Their proactive approach and ongoing support throughout the life of your mortgage set them apart from the rest.

Erin was great to work with. As first-time home buyers on a new build, the entire process was new, scary, and frustrating given all the unknowns and last-minute information we got from the developers and lawyers. Luckily, we were referred to Erin by one of our friends, and she made the entire process better. As soon as we contacted Erin, we got a clear direction on what documents we will need for our mortgage, how much financing we can afford, and the tentative rates. After we sent her the preliminary information and documents she requested, we immediately got back pre-approvals and rate holds from different lenders. In between the pre-approvals and the actual closing, we had tons of questions, some of them that were not even related to our mortgage, and Erin was always available to listen to us and offer sound and solid advice if it was within her area of expertise. When we needed some handholding, Erin was there to help us navigate the process with patience and kindness. Once we went through the actual closing, everything went smooth and easy. We are very grateful to Erin. 10/10 recommended.

- Marco V. & Holly L., North York

First Time Home Buyer

Expert Advice on Mortgage Products to Suit Your Needs

As an experienced mortgage broker in Toronto, ON, Erin understands the importance and seriousness of a mortgage investment. She takes the time to explain the ins and outs of the process, the risks, and the benefits, as well as share her expert advice on the multitude of mortgage products available to consumers. Whether you're looking to refinance your property, consolidate debt, or purchase an investment property, Erin can help you find the right mortgage product to suit your needs. With Mortgages By Erin, you'll receive personalized service and expert advice throughout the entire mortgage process.

I really appreciate how easy you made this process as well as your advice, guidance, and timely responses when I needed more info. You're knowledgeable and give great direction which made sure that I was able to borrow an amount is going to help me achieve all my goals for my home. What worked best for me is that you list out everything needed, as well as the steps that are going to happen, so nothing took me off guard as we went through this application together. You always take the time to touch base and make sure nothing is falling through the cracks that might cause delays.

- Jillian D., Guelph

Current Rates

Current variable mortgage rate is

6.25%

Current prime rate is

7.20%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • %
    • $0.00
    • %
    • $0.00
    • $0.00
    • 1 Year
    • 7.84%
    • $753.03
    • 6.74%
    • $684.44
    • $68.59
    • 2 Years
    • 7.39%
    • $724.66
    • 6.09%
    • $645.17
    • $79.49
    • 3 Years
    • 6.94%
    • $696.72
    • 5.14%
    • $589.60
    • $107.11
    • 4 Years
    • 6.74%
    • $684.44
    • 4.94%
    • $578.19
    • $106.24
    • 5 Years
    • 6.79%
    • $687.50
    • 4.79%
    • $569.71
    • $117.79
    • 7 Years
    • 7.00%
    • $700.42
    • 4.94%
    • $578.19
    • $122.22
    • 10 Years
    • 7.49%
    • $730.93
    • 5.79%
    • $627.38
    • $103.55
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.